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1-4 Unit Investment Property

Introducing our new 1-4 Unit Investment Property Program. LEY Capital single property loan program is designed to help investors grow their investment portfolio through refinancing existing properties or purchasing new assets. Includes 2, 3, and 4 unit properties and non-warrantable condos.

Program Guidelines

Lending Area Nationwide
Loan Amounts $75,000 – $3,000,000
Cash Out Purchase/Refinance up to 75% LTV
Adjustment Period Same Index, Margin, Caps, and Floor as CCL 100
Prepayment Up to 5 years/stepdown
Underwriting Min. 1.00 DSCR
Seasoning Not required (< 12 months seasoning ownership or debt – case-by-case)
Rate Buydown 1 pt. for 50 bps reduction, 6.75% floor
Occupancy Investor Only – NO Owner Occupied
Loan Term Subject to remaining economic life
Personal Recourse Required for 25% or greater ownership
Credit Score Minimum 580
Loan Cost 5% total (origination, processing, underwriting, and documents)
Third Party Deposit $995 – $1595

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120 S Olive Ave., Suite 308 West Palm Beach, FL 33401
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